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Christina Ward & The Carolina Home Team
All agents are NOT alike! Find out why we are the top real estate experts in New Bern and Havelock. Serving Cherry Point MCAS.

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Testimonials
Sonny and Sharon Branch, New Bern NC
Christina was a joy to work with. She was always prepared with all the home details.
Sonny and Sharon Branch, New Bern NC
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TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Christina Ward & The Carolina Home Team are some of The Top Selling Real Estate Experts™
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School Reports
See the nation's top rated reports for Schools in New Bern, Havelock and Carteret County >


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The Baker's Square
227 Middle St., New Bern (252) 637-0304 The Baker's Square is a favorite among locals for generous portions,great prices and outstanding service.
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TripleCalc Software
Welcome > Resources > Free TripleCalc Software ...

Download TripleCalc for FREE. It's Our Gift to You. 

You can compare three loans at one time with TripleCalc software. The software installs easily on your Windows PC. 

You don't have to be online to use TripleCalc, like the other calculators on our site. You can leisurely compare three loans from three different lenders, and try different scenarios to see which loan is best for you. 

TripleCalc would cost you about $30 elsewhere, but you can have it for FREE. It's our gift to you for visiting our New Bern, Havelock and Carteret County web site. 

You can send copies of TripleCalc to all your friends and associates. 

Click on the Download link below to get TripleCalc. It's a small file (about 225k) so it will download quickly. Save it on your hard drive, and then double-click on it. You'll see that it installs in a snap... 

 Download TripleCalc Now!

TripleCalc Interface, part 1
TripleCalc Interface, part 2
This is what TripleCalc will look like on your Windows PC. You can compare 3 loans, at one time -- and you don't have to be online. TripleCalc lets you get a leg up on complicated loan comparisons.


Includes 8 other calculations you can't do without:

  • Simple Mortgages with P.I.T.I.
  • Pre-qualifying mortgages
  • Plus lease, investment, balloon payment and other calculators.
  • Every calculator uses the super-convenient "compare three at once" format.
  • It's FREE.

 Download TripleCalc Now!


TripleCalc Interface, part 1
TripleCalc Interface, part 2
TripleCalc Interface, part 3
Includes 9 sophisticated calculators. You'll use it again and again, on everthing from house payments to car loans and more.

 Download TripleCalc Now!



School Reports in New Bern, Havelock and Carteret County, North Carolina
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

North Carolina Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in New Bern, Havelock and Carteret County 



Real Estate Tips
Buying Land and New Construction >The Zoning Variance

When you are selecting land on which to build your new home, be certain to investigate the zoning for that particular area. You might fall in love with rural acreage that just happens to be zoned for agricultural or recreational purposes. Since zoning uses are not interchangeable, you would need to apply for a variance in order to build a single-family residential dwelling on the land. This can be a challenging process!

Getting approval to have the zoning changed on property requires that you first give public notice, and then request approval for a variance from the government agencies that supervise enforcement of the zoning plan. You might encounter resistance from neighbors or various local interest groups who oppose the zoning changes that would allow you to build your dream home. Your local planning department can tell you how a particular property is zoned and explain what you need to do to get a variance. Your real estate agent may be able to refer you to a local land use attorney who can guide you through the process.

See All Tips In The "Buying Land and New Construction" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Which metropolitan area in America currently offers the most affordable market in which to buy new homes?

A 
The housing market in Youngstown, Warren and Boardman, Ohio is currently the most affordable metro area in the U.S.
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Christina Ward & The Carolina Home Team, REALTOR®, real estate agents and broker for New Bern, Havelock and Carteret CountyNorth Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Christina Ward & The Carolina Home Team
Licensed to practice real estate in North Carolina

Keller Williams Realty
2117 S. Glenburnie Rd., Suite 14
New Bern, NC 28562
Tel: 252-639-2202
Tel: 888-KWNEWBERN
Fax: 252-637-7175
Email: Ward@NCPropertiesOnline.com

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