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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Christina Ward & The Carolina Home Team, a proven New Bern, Havelock and Carteret County, North Carolina NUMBER1EXPERT™ Top Selling real estate agents.
Find New Bern, Havelock and Carteret County Homes - Find New Bern, Havelock and Carteret County, North Carolina real estate listings & homes for sale provided by Christina Ward & The Carolina Home Team, your local expert real estate agents.
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New Bern, Havelock and Carteret County Information - Find local information on New Bern, Havelock and Carteret County, North Carolina including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Christina Ward & The Carolina Home Team, a proven NUMBER1EXPERT™ Top Selling real estate agents.
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School Reports in New Bern, Havelock and Carteret County, North Carolina

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Schools in New Bern, Havelock and Carteret County

Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Q	What real estate board game became the best-selling game in America just one year after it was created?
A	Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies.
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Christina Ward & The Carolina Home Team, REALTOR®, real estate agents and broker for New Bern, Havelock and Carteret CountyNorth Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Christina Ward & The Carolina Home Team
Licensed to practice real estate in North Carolina
Keller Williams Realty
2117 S. Glenburnie Rd., Suite 14
New Bern, NC 28562
Tel: 252-639-2202
Tel: 888-KWNEWBERN
Fax: 252-637-7175
Email: Ward@NCPropertiesOnline.com

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