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Don't Just Pick Any Agent, Find out why we are the top Real Estate experts in New Bern and Havelock who serve Cherry Point MCAS.
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Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Christina Ward & The Carolina Home Team
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For Home Sellers:
Why Sellers Choose Christina Ward & The Carolina Home Team - Why home sellers in New Bern, Havelock and Carteret County choose Christina Ward & The Carolina Home Team. Free Presentation - Free in-home listings presentation on marketing your New Bern, Havelock and Carteret County, in Craven and Pamlico County North Carolina property. Property Valuation - How much is your New Bern, Havelock and Carteret County home worth? What Did That Home Sell For? - What did that New Bern, Havelock and Carteret County, North Carolina property or other real estate sell for? FSBO - Selling your New Bern, Havelock and Carteret County real estate on your own? Go to Main Sitemap - Main sitemap sections include Find New Bern, Havelock and Carteret County Homes, For Home Buyers, For Home Sellers, New Bern, Havelock and Carteret County Information, Real Estate Resources, and About Christina Ward & The Carolina Home Team.
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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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| Q |
What was the world's highest viewing platform before the opening of the Empire State Building in 1939?
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| A |
The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure. |
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